Have you seen this stupid commercial for J. G. Wentworth? It’s a commercial where people are waiting on a structured settlement or annuity and my guess is that they will give you a lump sum if you sign over the installment to them, but the commercial is just stupid. A segment of the commercial can be seen here
"http://www.youtube.com/v/dKuO56Jjn0o&hl=en">
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